Options for all credit types
We work with multiple lenders, so a no from one isn't the end of the road.
AFFORDABLE AIR HEATING & COOLING
HVAC Financing for Every Budget
Comfort now, payments that fit.
A new heating or cooling system shouldn't have to wait for the perfect time. Affordable Air partners with several third-party lenders, so homeowners with all kinds of credit can find a plan that fits, including 0% APR for 72 months, with approved credit, subject to the lender's credit approval. Affordable Air isn't the lender; each financing partner sets its own approval, rates and terms.
WHY FINANCE WITH US
Why use our financing partners
0% APR for 72 months, with approved credit
On qualifying purchases, subject to credit approval. Not all lenders may provide this, ask upon submission. *See Terms
Quick answers
Many applications get a decision fast, often while we're still at your home.
One local company
We help you through the process; you're not on your own with a lender.
HOW IT WORKS
How it works
- 01
Get your free estimate.
We recommend the right system and give you a written price.
- 02
Choose a plan.
We'll walk you through the financing options that fit your budget.
- 03
Apply.
Apply with us at your estimate, or online with the lender links below.
- 04
Get comfortable.
Once approved, we schedule your installation.
OUR FINANCING PARTNERS
Our financing partners
Service Finance Company
Apply hereFTL Finance
Ask us about this lender.
Synchrony
Ask us about this lender.
Eagle Loan
Local lender; apply by phone. Call us at (740) 779-0079 and we'll connect you.
WHAT CAN BE FINANCED
What can be financed?
New furnaces, air conditioners, heat pumps, ductless mini-splits, packaged units, boilers and water heaters, along with the installation work that goes with them. See typical prices on our AC replacement, furnace replacement and heat pump installation pages.
COMMERCIAL
Financing for businesses
Commercial financing is available for equipment purchases. Businesses complete an application (usually including documents like articles of incorporation), and approval takes longer than residential financing. Commercial financing covers equipment, not service calls. Talk to us about commercial projects.
QUESTIONS
Financing FAQ
Can I get financing with less-than-perfect credit?
Often, yes. We work with several lenders, including options for a range of credit types.
Is 0% financing really available?
Yes, 0% APR for 72 months, with approved credit is available on qualifying purchases.
Does applying affect my credit?
It depends on the lender and the application. Your lender will explain before you apply.
Disclaimer
Financing is subject to credit approval by the lender. Terms vary by lender and creditworthiness. Financing is provided by third-party lenders, not by Affordable Air, and is subject to the lender's credit approval. Not all applicants will qualify. Rates, terms and promotional offers vary by lender; ask for details In the case of Service Finance: 0% APR for 72 Months custom promotional financing available through Service Finance Company, LLC on qualifying purchases with approved credit. Not all buyers will qualify. Repayment terms consist of 72 equal monthly payments of $13.89 per $1,000 financed. Fixed installment loan with no pre-payment penalties. Higher minimum purchase amounts, activation fees, or dealer-specific program terms may apply. See your enrolled SFC contractor for complete details.
LET’S MAKE YOUR HOME COMFORTABLE AGAIN
Tell us what’s
going on.
Need a repair, a replacement estimate or routine maintenance? Start here.
(740) 779-0079Prefer to text? (740) 273-8551
For urgent service, please call.